Introduction
For many individuals with a disability, living independently is more than a goal—it’s a critical step toward dignity, self-determination, and a fulfilling life. Supported Independent Living (SIL) under the NDIS makes this possible by providing in-home support tailored to each participant’s unique needs. Whether it’s assistance with daily tasks, overnight supervision, or community involvement, SIL helps people thrive in a shared or individual living arrangement. In this article, we break down what SIL is, how it works, how to access it through your plan, and how Careable delivers person-centred SIL across Melbourne.
What is Supported Independent Living (SIL)?
SIL is an NDIS support designed for participants who need help with daily living tasks to live as independently as possible. This includes assistance with personal care, cooking, cleaning, medication management, and community access. SIL is most commonly delivered in shared homes (also known as group homes) where multiple participants live together, each with their own bedroom and a team of support workers.
Who is SIL For?
SIL is intended for participants who have high support needs and require 24/7 assistance or supervision. This might include individuals with intellectual disabilities, psychosocial conditions, autism, or complex physical needs. It is not suited for people who only require occasional support or can live independently with minimal assistance—those needs are better met through other NDIS funding such as Individualised Living Options (ILO) or Assistance with Daily Life.
The Key Components of SIL
A well-delivered SIL service provides far more than basic care. It includes:
- 24/7 rostered support tailored to participant needs
- Assistance with personal care routines
- Medication prompts or administration
- Meal planning and preparation
- Household chores like laundry and cleaning
- Social inclusion and community activities
- Positive behaviour support (if needed)
How SIL is Funded in Your NDIS Plan
SIL funding is part of the ‘Core Supports’ budget and is usually determined through a detailed assessment process. The NDIA will review reports from allied health professionals and your goals, living arrangements, and current support levels. SIL is typically funded as a weekly amount that includes the cost of staffing but does not cover rent, food, or other personal expenses. These costs are usually managed through Disability Support Pension, rent assistance, or Special Disability Accommodation (SDA) if applicable.
SIL vs SDA: What’s the Difference?
SIL and SDA often go hand in hand, but they are fundamentally different supports:
- SIL (Supported Independent Living) pays for the support staff who assist with daily living tasks.
- SDA (Specialist Disability Accommodation) pays for the physical building or modifications needed for high-support participants.
You may be eligible for one or both, depending on your situation. At Careable, we help participants and their support coordinators navigate both funding streams to find the best fit.
The SIL Application Process
To access SIL, participants typically undergo a Functional Assessment conducted by an Occupational Therapist or other allied health professional. This report helps the NDIA determine if SIL is a reasonable and necessary support. Participants also submit a Housing and Living Supports Request Form and a detailed Roster of Care. It can be a complex process, which is why working with an experienced provider like Careable makes a difference—we guide families every step of the way.
How Careable Delivers SIL in Melbourne
At Careable, SIL is not a one-size-fits-all program. Our homes are thoughtfully designed to feel like real homes—not institutions—with warmth, routine, and personalised attention. We specialise in mental health and psychosocial disability, so our support workers are trained in trauma-informed care, behaviour management, and person-centred planning. We currently offer SIL homes in Bundoora and Norwood, with capacity for both male and female participants aged 18–65. Our holistic approach ensures that daily routines reflect participant preferences while building long-term independence.
A Real-Life Story: Natalie’s SIL Journey
Natalie, a 34-year-old with a dual diagnosis of schizophrenia and an intellectual disability, spent years in and out of hospital due to lack of consistent support. After transitioning to Careable’s Bundoora home, she received 24/7 trauma-informed care, stable medication management, and access to meaningful activities like gardening and craft therapy. Her hospitalisations have ceased, and she now volunteers weekly at a local food bank—a transformation that began with stable, compassionate SIL.
What to Look For in an SIL Provider
When evaluating SIL providers, ask the following questions:
- Are the homes safe, well-staffed, and tailored to participant needs?
- What training do support workers receive?
- Is there a strong focus on independence and community engagement?
- Can you visit the home and meet the staff before committing?
- How are behavioural challenges handled?
Conclusion
Supported Independent Living is a powerful tool for helping individuals with high support needs live a life of choice, control, and dignity. Whether it’s a pathway out of hospital or a step toward independence, the right SIL provider can change a participant’s life trajectory. At Careable, we believe every person deserves a home that feels safe, respectful, and empowering. If you or someone you support is exploring SIL, our team is ready to help.
Contact Careable at 1300 DECIDE or email cx@careable.com.au to arrange a tour or speak with our SIL intake team.
