NDIS Housing options

NDIS Household Tasks

NDIS Housing Options

In 2013, the Australian government launched the National Disability Insurance Scheme (NDIS).It is the goal of this programme to assist people whose daily activities are adversely affected by significant and permanent disabilities. SIL, ILO, and SDA are examples of housing support offered by the NDIS to help people live independently.In addition, people with disabilities will receive support to improve their living skills, social and communication skills, household and financial management, and behavioural management.

Are you eligible ?

A person is eligible for funding from the NDIS if they have a disability that is either permanent or significant and was caused by either birth, an injury, a disease, or an accident. It is essential to highlight the fact that the individual in question must suffer from a permanent impairment that can be either physical, cognitive, psychosocial, intellectual, neurological, visual, or auditory, and must result in a significant degree of disability. You are not qualified for funding through the NDIS if the condition that is causing your disability is either one that is ongoing or one that has a time limit.

Housing options

The NDIS offers a wide variety of services and supports pertaining to housing.
Individuals with disabilities are more likely to be able to live independently and to have greater access to social support and community connections when they live in a home that has been specifically designed for their needs and is situated in the ideal location.
The individuals who are eligible, along with their families, have the ability to choose where they will live and to also declare their desired house goals.

The following is a list of the three primary forms of assistance that the NDIS provides:

Man with Autism

Individualised Living Options (ILO)

The value of having a little extra help around the house cannot be overstated. Individualised Living Options (ILO) allow you to live independently by creating the perfect package of supports for the living situation you want.
After working closely with you to explore and identify the best NDIS housing options for you, ILO then funds a support worker to come into your home to help with key day-to-day tasks.

The level of assistance you receive is determined by your specific circumstances, including your own internal support requirements and the level of assistance that you can get from friends, family, and other informal support networks. ILO is aimed at those with lower to medium support needs. As a general rule, seven hours of support a day is the most that ILO will fund.

Supported Independent Living (SIL)

If you need more support than ILO allows for, a shared living arrangement paired with Supported Independent Living (SIL) may be for you. Staying in a supportive environment with two to five other housemates can help you stay connected, receive assistance, and socialise with others. Also, because most shared housing puts you in a house with people your own age or interests in mind, you may feel a strong sense of belonging.

While living in a group home under the NDIS, many participants receive assistance through the use of SIL. Personal care, community access, and other household chores like cooking and cleaning can all be covered by this kind of round-the-clock (24/7/365) assistance. SIL only funds the supports you receive and doesn’t cover any costs associated with the accommodation itself.

Specialist Disability Accommodation (SDA)

If you have very high and complex support needs and require significant modifications to your home, Specialist Disability Accommodation (SDA) s likely the most suited. SDA is bricks and mortar accommodation that’s purpose built for you and your specific needs. By literally designing the house around you and your lived experience, SDA allows you to build your independence through tailor-made solutions. These can include lowered kitchen counters, wider doorways, raised light switches and power points, and modified bathrooms.

Funding for SDA covers the costs of constructing and modifying the house or apartment itself. As a result, you’ll have to pay rent out of pocket or with help from another programme like the disability support pension if you want to live there. When determining your rent, most SDA providers take into account your specific financial situation and earnings in order to prevent you from being overburdened. While staying in SDA, you can choose how you manage your supports. Many people in SDA also receive SIL (so much so, the two supports are often confused for one), but you can also receive drop-in support if you have a strong informal support network around you.

Other Options ( Renovating your current home/Temporary place to stay

Renovating your current home

Another option the NDIS can fund is to make modifications to your existing house or apartment. If you can do this, you can remain in your own house and carry out day-to-day tasks without difficulty. Light switches can be lowered or the layout can be changed to better suit your needs. The changes can be minor or significant. To get home modifications included in your plan, you will need to show that your house is no longer fit for you and is negatively impacting your care arrangements. An occupational therapist’s (OT) report will help show that modifications are the most suitable option to improve your quality of life.

A place to stay while you wait…

Because sometimes it’s not possible to move into your long term housing solution straight away, the NDIS can provide you with funding for a temporary place to stay. Medium Term Accommodation (MTA) is an NDIS support that can fund up to three months in temporary accommodation until your long term solution is ready for you. So, if you’re waiting for your SDA home to be ready, a modification to be made to your existing house, or a piece of adaptive equipment to be delivered, MTA can cover you in the meantime.

If you’re new to the NDIS and don’t know where to start, short-term housing can be a great place to start. In addition to giving you and your informal support network a break, respite care gives you a taste of independent living so you can determine how much help you need and what type of living arrangement is best for your needs.

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Do you have questions about the ways in which Careable can assist you with your Housing Options?

To know more, contact the Careable team  at or fill out the form below

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